Han Siul Biotech (4) – Collateralizing the Family Home

22 years old. Education: middle school dropout.

Name: Seria.

That's right. The one whose body I possessed.

And according to the family relations I looked into, Seria was an orphan with no parents.

Instead, her only family seemed to be a younger sister and her grandfather.

"...Sigh."

If I had to compare, her situation might actually be better than my previous life's.

At least she had people around she could call family.

Of course, I wasn't completely without family before either.

What, you think all my third or fourth cousins were dead or something? I'm not some cursed clan heir.

"They just weren't the kind of people you could call family."

Ever heard that rich folks drop big money to build good relationships?

Good relationships don't just mean hooking up with high-society types.

Reliable friends, colleagues, family... For billionaires drowning in cash, those are ‍‍‌‌⁠​​⁠‌​​‍​​‍​‌​⁠‍‌‍⁠⁠‌⁠‌‍‌‍‌‌‌‍⁠​‌​‌​‌‍‌‌‌⁠‍​​‌‍⁠‌‌⁠⁠more precious than anything.

Dealing with all the vultures eyeing your money or the hordes scraping for crumbs is exhausting.

Even the filthy rich have their own headaches.

Ah, not that tired old line about money not buying happiness.

"Money can't buy happiness? Then you think being broke makes you happy or some shit?"

Plenty of people approached me pretending to be family.

Some were so distantly related they might as well have been strangers.

Funny thing was, none of them even knew I'd gone to the States.

They must've figured, hey, she's super famous now and raking it in—might as well take a stab.

I never really experienced family since I was basically an orphan, but I knew enough not to call those people family.

Honestly, I still don't get family all that well...

After possessing this body, Seria's grandfather started calling pretty often.

I had no idea what kind of conversations she usually had with him or her speech patterns, so naturally, I was thrown at first.

So I just stayed quiet and listened.

Nothing super practical about them.

Just the usual chit-chat: how've you been, you eating well?

Honestly, my past-life self would've hated conversations like that.

But somehow... this must be what family feels like.

"Hah."

Come to think of it, isn't family just people you end up living with by chance?

No grand reason required.

Anyway, after a few calls like that, I'd gotten pretty close to Seria's grandfather.

"...Ahem."

So, doesn't it make sense for family to lend each other some cash and invest it?

Especially when the structural win rate is 100%?

Not taking the profit would be the real crime.

If I were a fund manager, passing on this would violate fiduciary duty.

You've got a responsibility to prioritize the client's interests and give it your all.

Tap. Tap-tap-tap. Tap.

Han Siul's primed perfectly, you fucking assholes lmao

Anyway, Han Siul Biotech still had some time before it blew up.

That secret buried under layers of financial jargon.

Even the bank that lent the money or Big Pharma that got to contract stage hadn't sniffed it out.

And the odds of it suddenly coming to light now? Basically zero.

So now we wait for the point where cash becomes the real issue...

"That won't hit till they start clinicals anyway."

Even entering Phase 1 trials takes about a year.

That's optimistic—could drag longer.

So just sit on that juicy Han Siul Biotech for a ‍‍‌‌⁠​​⁠‌​​‍​​‍​‌​⁠‍‌‍⁠⁠‌⁠‌‍‌‍‌‌‌‍⁠​‌​‌​‌‍‌‌‌⁠‍​​‌‍⁠‌‌⁠⁠whole year?

Hell no.

"Fatten it up a bit more first."

As I said before, Han Siul's biggest risk is that collateral cash pile.

If my math's right...

The second the stock drops below 26%, those 96 billion in collateral go poof.

Credit trashed, no more loans.

"Key is the institutional investors..."

Most biotech majors are institutions.

True for most companies, really.

Institutional investors: big-money corporate players like pensions, insurance, banks.

National Pension Service is one too.

And they hate risk.

"The scale of their holdings is on another level."

But that's why, if I time it right, I can trigger the meltdown.

No way the gallery ignores a post from some rando—especially this.

Institutions will peek at what I mention, for sure.

They're hypersensitive to controversy.

Costs nothing to check the financials.

And they'll realize.

'We're fucked!'

These big-money pros aren't idiots.

They'll read and decode what I point out.

Realize Han Siul's run by total lunatics.

Stick around too long, losses snowball.

So they'll dump cheap, even at a loss.

"But like I said, institutions move volumes."

Just their sells tank the price hard.

Retail panics, dumps on the way down.

Panic sell chain reaction.

Why not expose now? Report's done—could drop anytime.

"But why, when timing it right means way more profit?"

If the scam stays hidden, price keeps climbing.

Higher peak = bigger short profits.

Bonus: earnings season right around the corner.

Han Siul's on a tear—pre-earnings hype pumps it more.

"Heh heh heh heh..."

Plan's simple.

Buy Han Siul now.

I control the timer—ride the rocket up.

Three days before earnings, dump it all.

"Short position time!!!"

Short: borrow ‍‍‌‌⁠​​⁠‌​​‍​​‍​‌​⁠‍‌‍⁠⁠‌⁠‌‍‌‍‌‌‌‍⁠​‌​‌​‌‍‌‌‌⁠‍​​‌‍⁠‌‌⁠⁠and sell high, buy back low.

Profit scales with the drop.

Cheaper buyback = more gain.

So pump it first.

Profit on the long, then nuke from the top for max yield.

"Plenty tasty already, but..."

Not satisfied.

"Oh, wait."

Gotta uphold gallery honor first.

Yeah

Not saying it's shaky or anything, but no stock rises forever right?

Han Siul though, once it dips, retail ratio's so high panic sells hit hard

Volatility spikes, institutions dump, but they've printed too many shares—can't tank the weight

Invest smart, don't overleverage or it's risky

Spoon-fed like that and still can't swallow? Their IQ problem.