The Childhood Friend Buried in Debt
Before regression, Soyeong had invested heavily just like that, raking in high returns and buzzing with excitement. "Later, this big sis will treat you to a meal, so just say whatever you want! Beef? Tuna? Anything goes!"
"Yeah...."
But soon after, the stocks plummeted to rock bottom. The "older sister" she trusted ghosted her, and Soyeong tumbled straight into the abyss. She'd borrowed hundreds of millions from loan sharks and lost almost all of it, leaving her with nothing but debt collectors and a shattered life.
Back then, both Mom and I tried to help, but it was already too late. Soyeong and Nayeon vanished without a trace, leaving us helpless. Not wanting to drag us down, they moved away, but the loan sharks hounded them relentlessly. After that, we lost all contact. The next time I saw Soyeong was about five years later. I'd lost all hope in life, just wandering the streets, when I ran into her.
"Oppa, how do I look today?........Huh?......T-Taesu?"
I met her again in front of some sleazy entertainment joint. She grabbed me, recognized who I was, and bolted back inside. That was our last encounter—I didn't need to ask to know what had become of her. I recall Nayeon ending up in a similar hell.
At the time, I was so numb with despair that I just thought, Oh well....
That won't happen now....... But making sure it never does again is important too.
"Don't get in too deep."
"Don't worry!"
Soyeong bounced back to her seat with that cheerful reply, grinning ear to ear just before the professor arrived.
"Haa...."
"Haa♥... Haa♥... What's that about?"
"Nothing for you to worry about, sis."
Stab, stab, stab, stab.
"Ooh!?♥ W-Wait, calling me that while doing this♥♥ Mmmph♥♥"
Eunji sunbae clamped her hand over her mouth, desperately fighting back the surging pleasure. With her pussy and ass stuffed at the same time, and me calling her "sis," her eyes rolled back halfway in ecstasy.
I'm still just a kid myself...
Just recalling pre-regression memories had me losing control, taking it out on Eunji sunbae like she was a toy.
"G-Good♥ Right now♥ Oooh♥"
She came lightly, squirting pussy juice everywhere. Her hips trembled violently from the orgasm. If I hadn't prepped towels, the massage bed would've been soaked.
"Let's end today's practice here."
"""Yes."""
The massage session wrapped up, and Eunji sunbae hurriedly fixed her clothes.
"Eut♥..... Eeut♥"
She acted nonchalant, but the aftershocks of climax hadn't faded—she barely held it together as she left. The massage department students stayed behind to clean up, while Soyeong just kept smiling dreamily, clearly thrilled.
..............
"Hehehehehe.... Finally hit 90%!!"
In just a few days, her returns reached 90%, and the red numbers set her heart racing.
"Oops... gotta keep it quiet..."
Earning big was great, but she hadn't told Mom, so getting caught would be disastrous. Her "older sister" acquaintance had vouched for it, but borrowing from loan sharks? Mom would flip.
Just a bit more profit, pay off all the debt, and we're golden!
Not just the borrowed cash—even the house debts could be cleared with a little more. She'd started trading stocks to help her mom, who worked at the mart and moonlighted gigs, rest sooner. It hadn't gone smoothly at first, nearly quitting, but her friend's intro to that sister turned it around. Every tip paid off, building total trust. So Soyeong never second-guessed her advice.
The message from her sister came, and without a doubt, Soyeong pulled out of her current investments and dumped everything into the recommended stock. Trusting it completely, she crashed into bed relaxed. The next morning...
"..........Huh?"
Her returns had plunged to -80%.
..........................
"Soyeong sunbae didn't come today?"
"Yeah, seems like it."
Soyeong, who never skipped lectures, was absent. No response to calls, and no one knew why.
It's that time, huh.
Soyeong got caught in a classic pump-and-dump scheme. That "older sister" was in on it—built trust, got her to borrow big, then funneled her into the rigged stock. It tanked overnight, wiping her out. Like something from a movie, the shock kept her from school. She tried fixing it alone, but failed. Soon, Nayeon found out.
Nayeon tried too, but had no means. They begged the loan sharks on their knees, only to be told to work it off at their sleazy bars—both of them. Refusing, Nayeon fled with Soyeong, but got caught quick and dragged to the joint anyway.
In a couple days, it'll hit Nayeon.
The house will erupt. Piling up unpayable interest overnight? No house survives that unscathed. Two days later, I headed to Soyeong's place.
.............
"Haa..... Who're you texting? The loan shark?"
"N-No... Taesu.... He's telling me to come out..."
"Sigh.... Fine, since Taesu's here, go get some air."
"Yeah...."
Morning: stocks and loans busted open. They sat silently at the table when Taesu's text arrived. No mood to meet anyone, but staying cooped up felt heavier.
"You okay?"
"Ah.... Yeah..."
She threw on whatever and stepped out to waiting Taesu. Knowing her mess, his worried tone made sense. Hair messy, dark circles deep. She'd dressed cute for him before, but not now.
"I'll buy you a drink—follow me."
No prying into her state—he just led silently to the nearby pub. Chicken and beer ordered, quiet drinking. She couldn't spill her guts.
"What's going on?"
After 20 minutes of silence, Taesu's question.
"W-Well, actually....... Uuuh.... Hic."
Tears burst at his words; trembling, she confessed everything—stocks, loans, total loss—in a jumble. Taesu just listened quietly. Onlookers stared, but his glare shut them down.
"So you lost all the stock money and piled up massive debt."
"Yeah...... Sniff...."
Confessing lightened her a bit, but didn't fix shit. Taesu's mom is loaded—maybe beg shamelessly? She shook her head. Last scraps of conscience held her back.
"Any way to fix it?"
"No.... Mom says she'll handle it, but probably...."
Soyeong knew Mom couldn't. Hence the earlier silence....
"D-Don't worry about me. It'll.... work out somehow."
"......."
Feeling bad for worrying him, she forced a smile, but his concern lingered.
"Haa...... I told you to go easy. Borrowing from those sharks—what were you thinking!"
"Sorry...."
First time Taesu snapped. Normally she'd yell back louder, but now? Nothing.
"I'll handle it, so go home and tell Nayeon too."
"Huh? What? Beg your mom?"
"No. I can manage this much—don't worry."
"B-But why you...."
"Because it's you."
"Huh?"
"We're that close—practically family. I can do this much."
"Wh-Wh-What are you saying right now!?"
Face beet red, Soyeong tensed, grilling him.
Because we're that close?! D-Does Taesu... like me too?
"We've known each other for years. Like family, right?"
"Ah.... Yeah... true."
Deflating words, but bigger issues now.
"But.... really okay?"
Taesu said he'd fix it, but worry gnawed—would he suffer instead? She eyed him...
"Don't worry."
His smile washed away her fears and anxiety like magic. They parted, and next day—as promised—all debts vanished. Even the old ones from her late dad.......