A Debt Too Vast to Shoulder
The future debt exceeding a billion won that was inevitably coming was, of course, something I couldn't possibly handle.
Even a single company's liabilities at this scale would be cause for extreme unease, yet here I was with a personal debt of a whopping billion won...
“Die, you human bastard!”
An orc clutching a mortar shell charged forward, bellowing at the top of its lungs.
If that thing went off, everything within several meters would vanish cleanly in an instant.
According to Master, this monstrous abomination had claimed countless players' lives.
“...I'm trying to think here, so don't interrupt!”
I plunged right back at it, snapping the suicide bomber's neck clean off. Even so, the bomb detonated—because a sniper had shot it.
“It tickles.”
The blast outdid a real mortar shell in power. It was designed to kill superhuman players, after all.
But my physical prowess was already at LV40 level.
Naturally, I didn't suffer a single scratch.
“Pour it on! Block that bastard!”
Rrrrrrrrrrr—!
This time, a minigun barrage rained down over my body.
This had to be the firepower of an entire battalion, right? Bullets, of course, were utterly ineffective.
“Killing you one by one is such a hassle.”
I strode boldly through the hail of fire, severed the orc minigunner's neck, then swung my sword to carve through every orc in range.
Repeating this slaughter over and over, before I knew it, the area was piled high with orc corpses.
“If you assholes had just dropped some good items! None of this would've happened!”
...I knew it was misplaced anger. But if these fuckers had dropped even one more unique item, I wouldn't be drowning in debt!
It's all these monsters' fault!
‘...Not even a kid throwing a tantrum. What the hell am I doing?’
As acute sage time crashed over me, I let out a deep sigh and approached the 30th floor boss.
The Orc Great Chieftain was a monstrous 4-meter behemoth. It was like a two-story building lumbering around. Between its gear and weapon, its weight must have been insane—each step triggered a mini-earthquake.
“For a puny human, you sure strut around a lot. I'll stomp you flat.”
Even its voice was enormous. A normal person would have their eardrums burst from that roar.
“Die, coward!”
Of course, it had zero effect on me.
The Great Chieftain applies the status abnormality “Submission” to the area.
Stats halved for 10 seconds.
As Master had said, the boss kicked things off by slapping everyone with an AoE debuff that halved their stats. No wonder a trait that nullifies debuffs was essential for the 30th floor.
Seal of Temptation reflects Submission.
It didn't work on me. Instead, it bounced right back onto the boss.
“What...?!” “Bye now.” “I thought you were a warrior, but you're just a cowardly sorcerer!”
Given its size, landing hits wasn't easy. Priority one: lower its height so I could lop off its head. That part was simple—just slice the heels to sever the Achilles tendons.
“Gah!”
With one knee buckled, the Great Chieftain reached out to block my approach, but it was far too slow. By the time its hand arrived, I'd dodged, sliced off its fingers, and piled on the injuries.
After that, it was ridiculously straightforward to dismantle.
You have cleared the 30th floor.
Please select a Trait.
The rewards from that dry, mechanical fight were nothing special, or so I'd thought—without much expectation.
Trait 1: All equipment weight is calculated as 0.
Trait 2: Summon a Valkyrie that perfectly copies the player's stats, traits, and level. (Can resummon 10 minutes after destruction.)
These were insanely powerful traits—way beyond what I'd imagined!
‘Oh right. They said LV30 traits are on another level?’
That's why players skyrocketed in power starting from 30. It was true...
‘Zero equipment weight is amazing, but Trait 2 is way better...’
Since I was mostly soloing right now, adding a summon wouldn't hurt. I selected the Valkyrie summon.
‘Yeah, I definitely feel way stronger now.’
I was still far from mid-tier LV50, but from here on, I'd build momentum and grow even faster. Who knows... maybe I'd pay off the whole debt.
Of course, Hyunwoo's wish wasn't granted right away.
“Due date's here.”
Ryu Ga-eul smothered Hyunwoo with her body, trading massive debt forgiveness for fulfilling the 6th contract clause.
“Hoo...” “M-Master.” “Up we go.”
As if she'd been waiting, Ryu Ga-eul yanked down his underwear and pants together. A small hole came into view, already drooling saliva.
Gonna get done again. He squeezed his eyes shut, just waiting for it to pass.
“What?”
His pathetic attitude drew an irritated tone from Ryu Ga-eul.
“Why close your eyes? You don't like this situation?” “...Why would I?” “No? You have an absolute duty to enjoy it.”
Who the hell came up with that bullshit obligation...? Hyunwoo reluctantly opened his eyes.
“Don't like it. Don't like it at all... Hyunwoo, don't you get how important it is to mate with your master?” “...I always say, this is all Master's doing.” “You think I do this just for my own pleasure?”
Ryu Ga-eul had awakened as a player at a young age, so she had a habit of throwing tantrums when things didn't go her way. She knew it wasn't great, but she had no intention of fixing it right now. To properly discipline this tiny, insolent disciple, she needed that high-handed attitude.
‘Time for punishment.’
She didn't just want his body. If that were the case, she'd have crushed and savored his virginity from their first meeting. Ryu Ga-eul wanted Hyunwoo's body and mind. She craved breaking him down until he submitted and clung to her desperately.
‘You cheeky little shit.’
Her already depraved lust had twisted even further since meeting Hyunwoo.
“...I was planning to practice cock and pussy joining all day today. But no. You have no idea what's coming for you.” “Getting fucked by Master, right?” “That's a given. To fix that fucked-up head of yours, you're gonna read and memorize every bit of this!”
Ryu Ga-eul strode to her room and handed him the back page of the freshly printed Disciple Contract.
8. Teacher-student roleplay sex
9. Cosplay molester roleplay sex!
10. Gangbang
11. Hotwife play
12. 24-hour somnophilia
13. Delinquent girl devours model student roleplay sex
14. Act like “real” same-age lovers
15. Disciple-topples-master roleplay sex
16. High school cosplay Hyunwoo gets devoured by middle school cosplay Ryu Ga-eul
17. 24-hour sex (with intermittent escape allowances)
18. Start condomless creampie sex!
19. Tyrannical lady and servant roleplay sex
20. Tattoo Master's name on body
Line by line, the demands made Hyunwoo's mind reel.
“Gangbang...? What's hotwife play?” “There's ways to do 'em all, so shush.” “You're not seriously handing me off to someone else, right?” “As if! You're mine. Not even a drop for other bitches.”
Then what the hell were these explicit methods...? Hyunwoo clutched his head. Master's lust had somehow blazed even hotter.
‘And for some reason... why so many roleplay ones? Especially school-related.’
Ryu Ga-eul had no such memories from her school days—that was the reason.
‘...Did I overdo it?’
She sometimes imagined life as a normal person, never becoming a player. Ordinary Ryu Ga-eul goes to high school, studies normally, attends college like everyone else, meets a decent guy, and marries... Of course, that would never happen. Knowing that filled her with endless deprivation.
Hyunwoo steeled his resolve even more after reading up to 20.
‘I have to scrape together money no matter what.’
His master's lust had gone completely off the rails. To stop it, he needed to hoard as much cash as possible. As much as he could...!
“All read? Then let's get back to it.” “Huh?” “Up we go.”
Ryu Ga-eul mounted Hyunwoo's lower half.