Time to Make Bank! Borrowing 50 Million... Are You Insane?
Ryu Ga-eul stared at her disciple in disbelief. 50 million won? Has he lost his mind?
But she didn't say much else and agreed to lend it to him.
"So the debt's 110 million now? Eh, whatever—let's call it that. Anyway... you're gonna have to pay a ton of interest starting next month. You cool with that?"
"Doesn't matter. This is the only plan I've got right now."
He's got some intriguing idea brewing... Ryu Ga-eul wanted to pry more, but she held back.
"Fine. But even for me, handing over 50 million cash on the spot ain't easy... Guess we'll need some collateral."
"I don't have anything like that."
"Don't sweat it. If you can't pay it back, we'll just add it to the debt. Hmm... How about 10 million for collateral?"
It was an absurd condition—no one in their right mind would accept it.
But Hyunwoo pondered for a moment...
"Sure, let's do that."
He accepted immediately. Why the hell...?
"Alright, whatever... But if you can't pay, the debt jumps to 120 million, got it? I'm not sure you can even handle this..."
5% monthly interest on 120 million was 6 million a month. The interest now dwarfed even his training fees.
Thinking about it, scraping by penny by penny ain't the way out of this mess.
Meanwhile, watching his debt balloon, Hyunwoo didn't flinch—instead, he grinned.
According to his master, unique items held immense value.
Meaning, if he scored just one good drop... he could wipe the debt in one shot.
It's like spinning a high-odds lottery endlessly.
Already steeped in a top player's mindset, Hyunwoo rationalized it perfectly.
Floor 26: Combat Orcs' Swamp
You cannot leave until the named monster is defeated.
After getting fully geared up from Master, I headed out to hunt orcs.
"Chwiik! Chwik! It's a human!"
Instead of the typical game or comic orc getup, these wore proper military uniforms.
They mimicked humans perfectly—no awkwardness at all. They moved like real soldiers.
What the hell kind of gun size is that...?
Orcs had massive builds, bigger than humans—the smallest one here was over 2.5 meters. Their guns matched, ridiculously huge. I didn't even want to guess the firepower.
"Squad leader!! What should we do?"
"Report to the company commander. Hold fire for now—scout how many enemies there are!"
"Chwik! Roger!"
Orcs had high intelligence. They pulled strategic, tactical moves? You could tell just from them not charging me on sight.
Funny. You think I'll let you do that?
Leave 'em be, and a whole company of dozens would swarm. No way.
Luckily, I had a trait from level 20 that boosted my speed.
"S-Squad leader!"
I closed the gap in a flash, slashing the radio orc's throat clean off.
Savoring the geyser of blood, I swung wide, cleaving the surrounding ones in one go. Solar Blade seared through their thick muscle and fat in seconds. Guts spilled out, splatting on the ground.
"Humaannn!!!"
Bang bang—! Even as their waists were severed, the orcs squeezed triggers. I dodged quick, but a few rounds hit my armor.
The plates dented, the impact staggering me. Bare skin? Instant death.
Orc pattern—berserk mode, huh.
Orcs, right before death, boil their blood, force muscle expansion for attack buffs—berserk. HP rises too, apparently. Yeah, saw it: even mid-decap, they fired.
◈ Rifle wielded by orcs with superior physiques to humans.
◈ Weighs a whopping 20kg. Orcs hate it during marches.
It was as heavy as described—brutal. But an item from Master fixed that.
◈ Bag for a god to store toys. Holds anything under 1 ton.
◈ 0.0001% chance of vaporized nuke from Arizona storage popping out.
Weird note there, but a nuke? No way—even with my luck.
I stuffed all drops in the bag. A few more orcs down, snagged another gun or two. Ammo too—decent cash there.
Don't get greedy here.
Activated return stone, back to Babel. Straight to auction house.
"Whoa... you're back quick."
"These orc guns sell?"
"Duh. Normies can't even lift 'em, but players can. About 200k each."
Dumped the rifles from the bag. Starting at 200k...
High demand, low-grade items fly off shelves. Orc guns were prime examples.
"Ammo, 100 rounds at a time. Easier to farm and sell in bulk, y'know."
"Got it."
Back to Babel. Another orc squad—wiped 'em easy.
Nice moneymaker, this...
Repeated a few times, burned through 20 of my 50 return stones bought for 50 million.
But earnings? 25 million.
Sweet...
Set aside 20 million, wired 5 million to Master's account.
First debt payment.
"What's this money?"
"What I earned."
"Hm... 25 million in a day? That even possible...?"
"Got lucky."
Even to me, insane haul. And no level up, so drops stay consistent.
"Heading out again."
This is how players make bank. Master just gawked, dumbfounded.
"Gonna pay off the debt soon, Master?"
"Hm..."
"See ya tomorrow th—"
"Wait, hold up. C'mere."
Curious, I froze. Then Master kissed me.
Cowardly... She knows it drains my strength!
"That's it for today."
"Pfft-haaa... Wh-what nonsense! We got time left!"
"Nah. You're pushing too hard. Rest up."
"Playing dirty, Master!"
"Dirty? This is a master's concern for her disciple."
Bullshit... She's panicking 'cause I'm earning cash!
"And you, always backtalking your master? You cocky little shit!"
"Eek!"
My guess was spot on. Her face twisted like she was interrogating, then she snapped, grabbing and pinning me.
Why's she mad...? She's the guilty one!
Probably uncomfortable for her too—disciple raking in real money.
Guiltless types lash out when cornered. Master did just that.
"You horny little fuck, sassing me all day. Huh? You wanna get beat, you fucking punk?"
"Master!"
"Let's see you die once today, yeah? Gonna fuck you raw."
Master's eyes gleamed dangerously.
Players think Babel monsters are just constructs.
But they're real organisms. Intelligent ones build civilizations, societies.
Orcs rank high in smarts inside Babel.
Can't craft human-level strategies, but they learn from defeats.
"Small human, sword user. Don't engage if he shows."
"But he's too fast, commander."
"Use berserk to stall. Warrior orcs can handle it."
Thus, orc tactics shifted—trouble brewing for Hyunwoo's cash grind.