Debt
The room was filled with warm, inviting light, and within it echoed sweet, intoxicating moans.
“Ahh…♡ Haang♡”
Schlick. Squish. Thump. Thump.
“Haaang~♥”
Se-kyung cupped one of Yeo-jin’s large, luscious breasts—too full for a single hand to fully grasp—while kissing her passionately and thrusting vigorously into her slick pussy.
“Oppa~ It feels so good~”
“Kgh… haa…! Yeo-jin…!”
Her tight walls clenched around his cock like a velvet vice, squeezing him relentlessly.
Yeo-jin’s seductive figure, her breathtaking beauty, those sweet moans, and the way her pussy gripped him were driving Se-kyung to the brink of madness.
“Kgh!!! Yeo-jin… I’m getting close!!!”
Yeo-jin prepared herself to receive him, her body trembling in anticipation.
“Haaang… Ahh♥ Yes, oppa… Cum for me!!”
Smack… smack… smack!! Schlick schlick schliiiick!!
“Hngh!!!”
Se-kyung could hold back no longer. He came hard, flooding the condom inside her.
“Haa… haa… haa…”
The pleasure of her body was so overwhelming that even after finishing, waves of ecstasy continued to ripple through him. Slowly, he withdrew his still-hard cock from her depths.
Sluuurp… drip.
Without even removing the filled condom, Se-kyung lay down beside her, exhausted.
“Haaaa…”
Yeo-jin rolled over to face him, cheeks flushed with shy affection as she gazed at her devoted husband.
“Oppa… today was amazing.”
“Thank you. But I always feel like I’m the only one enjoying it… I’m sorry.”
“No, oppa. I felt it too. It was incredible.♡”
Se-kyung let out a relieved breath at her words.
“Really? That’s a relief.”
Kim Se-kyung (30) and Jo Yeo-jin (28) were a young married couple in their third year of wedded bliss.
Their modest apartment was still filled with the sweet scent of a new home and the warm air of devoted love.
Yeo-jin pushed herself up from where she lay, deliberately arching her back to present her full, heaving breasts in a coquettish pose. She spoke to him almost playfully, yet with clear hesitation.
“Oppa… I’m almost thirty now. I… I really want to have a baby.”
Lying side by side in the afterglow, their bodies still warm from shared heat, Yeo-jin finally voiced the longing she had been holding back.
Now approaching thirty, she desperately wanted to hold a beautiful child who looked like her husband.
Se-kyung gently stroked her hair and smiled, but a subtle shadow lingered in his eyes.
“Yeah… I want that too. But things at the company are complicated right now. The new project I’m leading is massive. Honestly, if it weren’t for me, the company might have collapsed already. Once this project stabilizes, I’ll be in a solid position. We can pay off all our loans. Then we’ll have our beautiful baby. Just a little longer, sweetheart. Please wait just a little more.”
What clouded his face wasn’t mere work stress—it was the heavy burden of responsibility as a husband and the anxiety about their future.
Yeo-jin sensed that anxiety, but she didn’t want to add to his load.
“Don’t worry. I understand how you feel. Then I’ll try to do something too. I won’t let you carry everything alone. Even if it’s not a huge amount, I’ll look for work that can help with our living expenses.”
“Don’t push yourself, Yeo-jin. Just knowing you feel that way means everything to me.”
They smiled at each other, stubbornly clinging to hope even amid their harsh reality.
Though Se-kyung’s company was barely staying afloat, they believed their solid love could weather any storm.
But cruel reality refused to wait.
One month later, the company Se-kyung had poured his heart and soul into collapsed overnight from a sudden cash crunch. It declared bankruptcy and shut its doors for good.
Stunned, Se-kyung wandered to the park near their home in a daze, staring blankly at the ground for hours.
When the sun had set and he finally returned home, Yeo-jin greeted him warmly.
“Welcome home, oppa. You must be exhausted again today, huh?”
Se-kyung opened his heavy lips with great difficulty.
“I’m sorry, Yeo-jin. I… I was useless and lost everything. We’ve been married for years and I still haven’t given you anything worthwhile. Now all that’s left is debt…”
“What happened, oppa?”
Se-kyung sat across from her at the dining table and explained the company’s situation in detail.
Yeo-jin’s eyes widened in shock.
But rather than dwell on their dire circumstances, she focused on comforting her exhausted husband.
When Se-kyung began blaming himself, tears welling in his eyes, Yeo-jin pulled him into a tight embrace.
Her warm body heat was the only comfort he had left in this freezing reality.
“It’s not your fault. The world just collapsed on us. We’re still young. We’ll earn it back together. Find a new job quickly and make up for it. It’s okay. We can start over.”
She comforted him, but a faint tremor of anxiety hid in her voice.
“Thank you… Yeo-jin. I’m so sorry…”
From that day on, the couple fought desperately to survive.
Se-kyung searched for work like a madman, but he couldn’t even get an interview, let alone pass a document screening. His impressive appearance sometimes drew attention, but his résumé now carried the stigma of coming from a bankrupt company that had collapsed overnight. It became a burden rather than an asset.
Not a single large corporation reached out. Even small and medium-sized businesses rarely contacted him.
Yeo-jin fared no better in finding a proper full-time job.
With almost no career experience, she bounced between short-term gigs—washing dishes at restaurants, sorting packages at distribution centers, and doing any odd job she could find—just to scrape together living expenses.
Every night, they returned home utterly drained and held each other for comfort. But as their bank account balance approached zero, anxiety crept over their home like a shadow.
Yeo-jin couldn’t bear watching their hope slowly die. One day, she became consumed by a reckless idea.
She was obsessed with ending this miserable poverty in “one shot.”
She wanted to become her husband’s savior.
She scraped together every won she had saved from living expenses, every penny earned from part-time work, took out card loans and personal loans, and even used their house—the wedding gift from her father-in-law—as collateral. She poured her entire soul into the stock market, which everyone seemed to be doing these days.
To her, it felt like her final lifeline.
For a week, she stared at the charts day and night, heart in her throat.
It rose. It fell.
For a few days, the stocks she invested in climbed nicely…
Then, without a single warning, they plummeted.
Just like the blue graphs filling her screen, Yeo-jin’s face turned deathly pale.
All her hopes and every asset she had gathered vanished in an instant. The couple now sat atop a mountain of debt they could never hope to repay.
It was a terrifying sum that even included loans from illegal private lenders.
Yeo-jin collapsed to her knees and wept.
Her tears fell endlessly, just like the crashing stock charts, mixed with overwhelming guilt and despair.
“Oppa… I’m so sorry. I… I lost my mind. I ruined everything. I was scared you’d be disappointed in me. I just wanted to help even a little… Now we’re really finished.”
Se-kyung gently helped her to her feet and remained silent for a long time.
Uncontrollable rage had surged in his chest, but seeing his own past mistakes as the root cause of their bankruptcy—and witnessing his beloved wife’s desperate apology—his anger quickly dissolved into love and self-reproach.
“It’s okay, Yeo-jin. It’s okay. This all started with my failure. I’m the one who pushed us into this corner…”
He pulled his sobbing wife into his arms. Held in her husband’s embrace—where he didn’t blame her but instead protected her—Yeo-jin trembled, not with guilt, but with a strange sense of relief and gratitude.
After several days of agonizing deliberation, Yeo-jin brought up their last resort.
“Let’s ask your father for help. It seems like the only way left. If it’s your dad… he could clear this debt in one go.”
Se-kyung’s face stiffened—subtly, but unmistakably.
In his mind flashed a scene from his childhood: a dark, suffocating memory he had secretly witnessed.
After that, he had run away from home and started living on his own, keeping as much distance from his family as possible.
Yet his father had still given them a house as a wedding gift. How could he possibly show his face and ask for more?
“I don’t like it, Yeo-jin. Absolutely not.”
“I know. I don’t fully understand why you’re so uncomfortable with your father… But… with this much debt, we’ll never escape. The loan sharks won’t leave us alone. This is mostly my fault, so I’ll accept any conditions. Anything at all.”
Seeing the resolute determination in her eyes, Se-kyung eventually lowered his head.
The terror of his past trauma felt lighter than the crushing weight of the debt that now threatened their very survival.
In the end, he had no choice but to agree, powerless.
********
Late that night.
A luxurious countryside villa far from Seoul.
A room bathed in sensual, dim lighting.
The space was filled with heated passion and soft, breathless moans.
Oh Na-ho, Kim Se-kyung’s mother, lay sprawled across the large bed, nearly unconscious.
Her breathing was ragged, and her body—still remarkably toned for her age—looked utterly spent and limp.
Beside her sat her husband, Kim Dae-geun, his physique impressively muscular despite his years. He was casually checking agricultural product prices on a tablet with a faint smile on his lips.
When his phone buzzed, a message from Yeo-jin appeared on the screen. It said that she and Se-kyung would be visiting soon.
Dae-geun smiled warmly, genuinely pleased at the thought of seeing his son and daughter-in-law after so long.
Na-ho, noticing his expression, looked curious.
“Honey, what is it? Did something good happen again?”
Dae-geun set the phone down for a moment, gently brushing aside Na-ho’s disheveled hair as he answered.
“Se-kyung and his wife are coming to visit. It’s been so long, hasn’t it?”
“Oh! Really?”
Dae-geun fell asleep with pleasant anticipation of their arrival.