Chapter 140
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Translator: penny
Chapter: 140
Chapter Title: Please Do It
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Kim Hee-da was sitting on the stairs.
It was a situation So-in hadn't even imagined.
"No way... you were there all night?"
"Sorry for blowing up your phone... but it was really urgent..."
"It's cold out. Come inside first."
So-in led her into the house. Just a day ago, her sister Hee-na had been there engaging in perverted acts. Meeting the sisters a day apart felt strangely off.
'Women coming to my place like this... I never imagined a life like this...'
Handing her a cup of warm tea, So-in asked.
"How much do you need?"
"Six million won."
Her words left So-in flustered.
'Why's the amount bigger than last time? Hee-da seemed like she was working hard...'
She got a partial scholarship, worked at the cafe, and didn't seem like a big spender. He hadn't even pressed her to repay the previous loan since she'd satisfied him sexually.
'No way she needs that much every month. Something must've happened.'
Teasingly, So-in asked.
"You didn't take out a loan from a loan shark, did you? Haha."
It was just a joke.
"..."
Hee-da fell silent.
'What is this...'
His instincts told him the joke had hit too close to home for her.
"No way... you actually have loan shark debt?"
"...They said by lunchtime today."
"How the hell did this happen?"
"I can't tell you that..."
Why would a pretty girl like her, who worked so hard, get involved with loan sharks?
"Lunchtime..."
So-in checked his watch. 11:30 a.m. Not much time left.
"Hee-da, six million won is way too much for you to handle."
"I'll pay it back for sure. But I can't tell my sister or mom..."
There seemed to be reasons she couldn't tell her family. So-in pressed.
"Where's a college student gonna get six million won? You have to explain your situation for anyone to lend it."
Hee-da was crouched in her chair. He missed her usual expressionless confidence.
"It's just..."
"What happened?"
"..."
Head bowed deeply, she finally spoke.
"I lent it to my ex-boyfriend... He said he'd pay it back for sure..."
"..."
So-in suddenly understood why she kept her distance from men. Her sexual preference was service-oriented; once she fell for a guy, she might go overboard helping him.
'If she falls for a guy, does she devote herself excessively in other ways too...?'
His head hurt. And then a dark thought crossed his mind.
'Hold on. If I leave Hee-da like this... she'll keep coming to borrow money. And I could use that as leverage to do whatever I want...'
The devil's temptation. The option to toy with a beauty like Hee-da however he pleased.
"Please... I swear I won't ask again..."
Asking him to believe a debt collector who said this was the last time.
So-in sat in his chair, thinking for a moment.
'If I let the debt pile up... and keep demanding her body... I could get as much service from Hee-da as I want, every day...'
Dark fantasies swirled in his head. Putting a collar on Hee-da and walking her naked, or waking up every morning to a blowjob. Waking up to that sensation sounded amazing.
So-in glanced at her lips.
'No matter how I look at them... Hee-da's lips are the prettiest.'
Her breasts were smaller than her sister's, but when she sucked his cock, her lips were exceptionally beautiful.
'Make her my debt slave...?'
The watch now read 11:40. Time was running out.
"Please... I'll do anything."
"Anything...?"
"Yes, anything... I'll do it."
Head still bowed. She was blurting out dangerous words.
'Hee-da could ruin her whole life if she dates the wrong guy.'
She looked uncharacteristically anxious. She probably couldn't tell her sister or mom either.
"That loan shark..."
"Yes."
"Give me the lender's phone number."
"...You're going to transfer it?"
"Just give it to me."
She hurriedly punched the number into his phone.
"Wait here a sec."
"Thank you. Really..."
"But even if I pay this off, how are you gonna handle the next one?"
"That..."
From her reaction, So-in realized she had no plan for the rest.
"Have this for now."
"Okay..."
He pulled out a Choco Pie and warm milk and handed them over, then stepped outside. Steam rose from the milk. Hee-da couldn't bring herself to touch the cup. She hadn't eaten anything since yesterday due to stress.
'Mom told me not to trust men with money...'
It was advice drilled into her since childhood. She didn't go into details, but memories flooded back of police and debt collectors showing up at home when she was little.
Outside the door, So-in raised his voice. She couldn't make out the words clearly, but it sounded like he was talking to the loan shark.
'So-in never yells like that usually...'
Self-loathing washed over her. Maybe the lender was demanding more money for being late, and So-in was refusing.
'This is the worst...'
She should've listened to her mom's warning about not trusting men. Burying her head, she lost herself in thought. Would spring ever come for her? The fairy tales from her childhood always ended with "happily ever after."
Sometimes shouting loudly. Sometimes coaxing. So-in kept talking on the phone in the hallway.
12:40 p.m.
Nearly an hour later, So-in came back in.
Hee-da slowly lifted her head to look at him. Closing the door, he said.
"You didn't drink the milk? That's good stuff..."
"My stomach's upset."
She figured he'd argued with the lender and refused to pay. The guy probably demanded more, and So-in threatened to call the cops.
The scene played out naturally in her mind.
"Sorry. It was too much to ask..."
In hindsight, she'd been awful to So-in. She decided to apologize, drink the cold milk, say sorry, and go home. Whether she worked two jobs or three, it was her problem to solve.
'What's a few lewd acts for some money...'
Just recently, she'd looked down on this guy. Leaning on him after a few romps was ridiculous. He was shorter and less impressive than her. And his name was So-in, of all things.
"Drink this. This milk is really good."
Even in this situation, he was reheating the milk and raving about how tasty it was. Total nerd. No sense of the mood. Insensitive jerk. That's what she thought.
"The principal's ballooned so much, even blocking this one won't help with the next."
"Sorry... I'll handle it myself."
No matter that it was So-in, he was just a freshman guy. She couldn't expect him to have that kind of money. Hee-da realized she'd been too desperate and pushed too hard.
'He couldn't pay it...'
Compound interest piling on interest. Hee-da spiraled into painful thoughts.
'I need to apologize and go home...'
What would become of her life? She was about to stand when So-in spoke impossible words.
"So I just paid it all off."
Hee-da thought she'd misheard.
"...What?"
"Even if I covered this, you'd just come borrowing again next time."
He said it casually, like he'd beaten a villain passing by.
"..."
"So I settled it all with the lender. They'll give you a paid-in-full certificate tomorrow or so."
Hee-da thought she'd misheard again.
"For real...? Say that again...?"
It was impossible. No way a college guy had that kind of cash.
"Money I can earn again, but if you don't pay the principal, your future's toast. Gotta be careful. Finance starts small, but compound interest trips up a lot of freshmen..."
This nerd was lecturing like a teacher on personal finance.
Hee-da couldn't take her eyes off him.
"You really... paid it all? That's tens of millions of won..."
Right then, a message hit Hee-da's phone. She read it slowly to herself.
'I'll prepare the certificate tomorrow, so contact me when you come by. Don't use loan sharks anymore. Just a special tip for someone young...'
Her vision blurred.
"So you always have to prioritize protecting the principal... Huh?"
Still rambling about money management, So-in hurriedly grabbed some tissues and handed them to her.
"...Why are you crying? You got more loan shark debt you didn't tell me about?"
"Shut up..."
"Got it..."
For the first time in his life, he'd made a girl cry. So-in had no playbook for this. He'd only studied how to satisfy slaves sexually.
After wiping her tears for a while, she spoke.
"Thank you... really..."
Shut up, then thank you. So-in decided he didn't get women. To break the awkwardness, he thought he'd crack a joke.
"No biggie. I can just make you do lewd stuff until I get every bit of interest back. Haha."
He said it expecting a scolding. But her response was weird.
"Yes, let's do that... definitely."
"...What?"
What exactly was she agreeing to? So-in recalled his own words.
'Lewd stuff to recover all the interest...'
Hee-da seemed intent on repaying the favor with her body.