Sealing the First Loan Deal

Honestly, I figured she'd borrow around 10,000 coins at most, but she went straight for 20,000. Not that I mind. From my position as the lender, there's zero downside for me.

Anyway, I activated Coin Loan, and a contract window materialized in front of me, all crisp system interface.

I punched in 20,000 coins, set the term to one month full repayment, and ‍‍‌‌⁠​​⁠‌​​‍​​‍​‌​⁠‍‌‍⁠⁠‌⁠‌‍‌‍‌‌‌‍⁠​‌​‌​‌‍‌‌‌⁠‍​​‌‍⁠‌‌⁠⁠copied the 4.5% interest rate straight from my Compound Blessing skill.

Repayment was structured as a bullet payment at maturity: pay just the interest weekly (4.5% of principal), then the full principal at the end. With the term locked at one month and weekly interest payments, that meant 900 coins rolling into my pocket every week if everything stuck to schedule.

She could hand the coins over personally, or the skill would auto-collect. Miss a payment? Penalty kicks in.

Roll this skill right, and it's free money printer. Depends on how much other Awakeners wanna borrow, though.

Anyway, score one for me. Now just pass this to the borrower.

I slid the contract over to Yoo Sora. She scanned it carefully, probably checking for any bullshit fine print. Not that I'd scam her—pay principal plus interest on time, and everybody's golden.

"No weird clauses. I don't pull scams like that."

"Hmm... yeah, no ambiguous language or anything. Looks clean. Deal."

Contract sealed with Yoo Sora.

Twenty thousand coins vanished from my stash—straight to her, I figured.

"Alright, now I'll buy some meat with these. That covers it, right?"

"Sure does. Meat's the main cost, but there's stall fees, tables, veggies... whatever. First-time borrower discount—it's on me."

"...Thank you. Truly."

Yoo Sora clenched her fist, grinding her teeth. Probably hated begging like this, feeling pathetic. Little did she know, this was just the start.

I pulled the meat from my Subspace and handed it over as requested. The 15kg she bought from me deducted 7,500 coins from the loan—back in my pocket.

She called her crew, and they scrambled over, bellies rumbling at the sizzle of samgyeopsal. Prep ‍‍‌‌⁠​​⁠‌​​‍​​‍​‌​⁠‍‌‍⁠⁠‌⁠‌‍‌‍‌‌‌‍⁠​‌​‌​‌‍‌‌‌⁠‍​​‌‍⁠‌‌⁠⁠done in seconds.

"Let's eat!"

They dove in like warriors, united in hunger. Yoo Sora watched with a fond smile that faded as she remembered what came next.

I sidled up and patted her shoulder lightly.

"Hey, forget the future for now. Eat first. You're killing the vibe."

"Yeah... you're right. Sigh, you really are a mixed bag—poison and cure all in one."

"Guilty. Finish up, chat with your people, then head to that building around 9 PM. Guide at the entrance—follow 'em."

She nodded and rejoined her table.

Time for me to head back and wait for her in my room?

"Oppa, heading up already?"

"Stuffed. And if I bail, those guys can relax more, right?"

I pointed at Ha Dongseok's crew and hers. Even mid-feast, my presence made some tense up. Thoughtful exit.

"Whoa, you think of that? Unexpected."

Sohee, eavesdropping, stared like I'd grown a second head.

"I got social awareness, y'know. Eat up. Clean after. Yejin, you—straight to my room post-meal."

With that, I bounced.

Yejin chased after.

"Oppa, wait for me~"

"Thought you'd grab more meat?"

"I'm good~"

She rubbed her belly and stuck to my side. She'd been feeding me wraps—doubt she ate much.

"For real?"

"Plenty. I don't eat tons anyway—gotta watch my figure!"

Climbing the stairs, she struck poses, flaunting her curves.

"Hmm... not seeing any fat. Doesn't it all go here?"

I poked her jiggling tits with each pose.

"Maybe? Still, I stay on top of it. You like me pretty, right, oppa?"

"Obviously. Do you."

We bantered to the room. I stripped naked and flopped on the floor.

Yejin tidied my clothes, eyeing me curiously.

"No shower first?"

"Waiting for Sora. We'll do it together."

"Ah... her?"

Plan: She washes me clean, then herself, bed, fun times. She'd bust her ass to please me, negotiating that rate down. Watching live? Gold.

"Just bring her here later?"

"Yup. Crash elsewhere tonight."

Yejin grinned slyly, sauntering over.

"Oppa~ Spending the night with her? Mind if I watch? Just spectate."

Spectate, my ass.

"Yeah, right. You wanna jump in midway."

"Hehe, busted? Reading my mind now!"

"Your face screams it—blind if I missed. Nah, tonight's Sora solo. Guide her, then scram."

She pouted briefly, then shrugged it off.

Yoo Sora ate with her crew, but her mind was heavy.

She'd dreaded this day, but the suddenness threw her.

'No choice. It's here—deal with it.'

Baek Soojin, knowing her fate, pitied the ‍‍‌‌⁠​​⁠‌​​‍​​‍​‌​⁠‍‌‍⁠⁠‌⁠‌‍‌‍‌‌‌‍⁠​‌​‌​‌‍‌‌‌⁠‍​​‌‍⁠‌‌⁠⁠act. She'd swap in a heartbeat, but pissing off Kim Jaehwan? Risky. Had to hold back.

"Gonna head out."

She told Soojin, then strolled to the building.

At the entrance, a pretty girl—Kim Jaehwan's side chick—greeted her.

"Hi~ Here for oppa?"

"Yeah. You the guide?"

"Yup. Follow me."

Yoo Sora nodded and trailed Han Yejin.

"Names on the way? I'm Han Yejin. Call me whatever—sister vibes."

Yoo Sora shook her head.

"Too soon for casual. Later, maybe. Yoo Sora. Nice to meet."

"Cool either way. So, prepped for sex with oppa tonight?"

"Y-yes? He mentioned it, huh. I'll do my best. Gotta satisfy him."

Fist clenched—make him happy.

4.5% meant 900 coins weekly. Trim that, cut waste. Base needs, repayments—every coin counted.

Yejin smirked at her resolve.

"Give it your all, noona. Worried he'll fake dissatisfaction? He's straight-edge on this—don't sweat. Tips for pleasing him?"

The chumminess weirded Yoo Sora out.

"What's your deal with him?"

"Lovers! Duh."

"L-lovers?"

"My take—he might differ. But this?"

Yejin held up one finger.

"I'm his principal wife. First lady."

"R-right..."

Yoo Sora eyed her: Kim Jaehwan's nuts, and his girl's the same pot. His influence? Whatever—now tangled with him, tread light.

"Here we are. This room. Guide duty done—bye~"

Yoo Sora stared blankly as Yejin left, then steeled herself and entered.

Kim Jaehwan, stark naked, sprawled starfish on the floor.

"Yo, made it?"

"Wh-what're you doing?"

"Waiting. Shower first?"

He rose, heading to the bathroom. She stripped, folded neat, followed.